Change This innovator strives to carve its place as a Crypto bank, aiming to roll out financial services a foundation entrenched in blockchain technology, offering digital bank accounts, Mastercard capabilities, and a versatile marketplace. This platform enables users to dive into stocks, P2P lending, real estate, or diverse investment avenues right from the Change app.
Based in the bustling city of Singapore, Change was born in March 2016 and swiftly attracted a $200,000 angel investment by June of the same year. Their mission is upcoming ICO which starts on September 16th 2017 12pm GMT.
In their introductory blog post their vision encapsulates a wide array of banking services unified under a single brand:
Change opens the door to a world of possibilities, offering users a card and entrée into a dynamic Fintech marketplace. Imagine signing up in Uruguay, then having your card arrive in Italy, where you enjoy a beer in Thailand paid with Ethereum, while simultaneously investing in a tailored, automated stock portfolio nestled in Singapore.
Their API is designed to weave together these varied financial services, merging the Crypto domain with traditional banking landscapes.
Change has joined forces with pioneering Estonia E-Residency program enabling individuals outside its borders to apply for digital residency in Estonia, thus facilitating company registrations and tapping into the country's digital government services.
Whitepaper
The team has laid out their detailed proposals in a whitepaper, readily available for your perusal.
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The Team
The ensemble behind Change comprises a trio of partners from Singapore-based fintech enterprises.
- Kristjan Kangro – CEO at Change
- ARTUR LUHAÄÄR – CEO at Smartly / Partner at Change
- GUSTAV LIBLIK – Spearheading First Meta as CEO and also a Partner at Change
- EDGARS SIMANOVSKIS – Leading technology innovations as CTO at Change and specializing in Blockchain development
- NAKUL PANT – CTO at Smartly
- HENRY KEHLMANN – Blockchain developer
- DRAGOS GIUGULA – Blockchain expert
- KARL VÄÄN – Directing BitOfProperty as CEO and Partner at Change
- KENNETH LOH – Administrative
- FRANCISCO BERNARDO – Marketing
ICO Details
The sale starts on the 16th of September, as the clock strikes 12pm GMT, Change is setting its sights on raising 250,000 Ether during their ICO. Enthusiasts can partake using Ether, with a minimum commitment of 0.5 ETH. A total of 125 million Change Coins are poised for issuance, pegged at a rate of 1ETH=500CAG.
Early birds among investors are in for treats such as discounts and special access to the revered Change Maker status, along with an elite Change Black card. The first wave of 500 investors will enjoy a generous 30% discount, with additional pre-sale opportunities yet to be disclosed.
Conclusion
This concept presents a thrilling opportunity, especially as skepticism toward conventional banking grows amid financial turbulence and global bailouts. A bank that permits one to seamlessly shift cryptocurrency into traditional investments like stocks and real estate, all orchestrated through a singular app, is undeniably appealing.
Another striking feature is the robust bank card, empowering users to transact using cryptocurrency wherever Mastercard is accepted. The demand for such innovation is clear among consumers, with Tenx. The Change card stands out by enabling users to access cash or make payments to merchants in local currency, directly from their Crypto balance. Real-time tracking of exchange rates within the app provides ultimate transparency.
