Если и есть одна вещь, которую можно сказать о биткойне Bitcoin is undeniably a contentious form of currency. For each supporter who vouches for its legitimacy, there’s a skeptic convinced it’s a malevolent force set to disrupt worldwide economic structures.
Один из этих людей это Тоби Карен Шардинг during her tenure at Rutgers University, Scharding isn’t targeting Bitcoin and other digital currencies outright but expresses concerns over how their purported 'ethics' are often sacrificed for the pursuit of power and wealth, coupled with a disregard for financial systems.
A central critique Scharding raises is concerning Bitcoin’s valuation method. Though existing as digital money, Bitcoin is tagged by some as 'fiat' simply because a collective consensus attributes value to it. She argues that this perspective is misleading and poses potential issues in tangible financial environments.
Что делает фиатную валюту реальной?
Она комментирует:
Labeling it as fiat currency implies that its value or exchange rate is subject to massive fluctuation at will, unlike the U.S. dollar, which, despite being fiat too, is not arbitrarily revalued. It involves complex economic factors.
Another significant concern lies in Bitcoin’s decentralized nature, meaning no banks or government entities officially back it. She questions:
What constitutes an 'ethical' currency, and does Bitcoin meet these standards? It lacks regulation by government or financial institutions, which ensures access and the currency's value for its community users.
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This absence of official backing has led to problems. When hacks or thefts of cryptocurrencies occur, often the lost assets are gone permanently, leaving victims without recourse. With exchanges lacking governmental or banking support, they can’t provide FDIC insurance or similar protections. Some platforms now offer alternatives защита от таких событий there remains an inherent risk users accept when venturing into the crypto realm.
Scharding argues that neither Bitcoin nor other cryptocurrencies have the backing to become national currencies, as no countries support their valuation. Furthermore, she believes that most people aren’t prepared to forsake the safety traditional banks provide.
Она упоминает:
I find it baffling that any country would prioritize cryptocurrency over its own national currency. For countries like Venezuela, even considering it seems absurd.
Why Bitcoin Stays Relevant
Yet, Scharding overlooks that nations like Venezuela, facing limited access to robust fiat options, often turn to alternatives to maintain financial stability. The petro was intended as a solution, but the currency’s progression has been tumultuous. окутан в противоречиях со своего дебюта биткойн в конечном итоге занял верхнюю ступень на финансовой лестнице.
Ultimately, Scharding labels Bitcoin as an 'unethical currency,' asserting:
Its lack of ethics arises from how it devalues national currencies, thereby diminishing the protection intended for millions. That's where Bitcoin's real threat lies.
